- Full doc to 95% LVR.
- Professional Standard Variable Rate to 80% LVR: 6.45%PA(6.77%CR)
- Discounted Variable rate package,to 80% LVR & $350,000+. At 6.30%PA
- Low Doc Loan to 75% LVR; $500,000+. At 6.60%PA(6.77%CR )
- Case by case, for those with historical credit impairment or fall outside traditional LMI guideline.
Home Loan Variable Rates
- 1 Year at 5.80%PA (7.47 CR)
- 2 Years at 5.85%PA (7.37%CR)
- 3 Years at 5.75%PA(7.14CR)
- 5 Years at at 6.40%PA(7.15%CR)
Home Loan Indicative Fixed Rates
- No Doc Loan to 65%LVR at 9.74%pa
- Lo Doc to 65% LVR at 9.34%pa.
- Lo Doc to 75% LVR at 9.89%pa.
- Full Doc Loan to 75% LVR at 9.34%pa
- Full Doc Loan to 65% LVR at 8.84%pa
- Fixed rates also available
Commercial Rates: variable.
News on Specials
Low Doc Loans are still available:
Low doc commercial 75% LVR @ 9.89% pa.
No Doc commercial 65% LVR @ 9.74% to 10.20% pa.
Low doc loans for home construction
Over 60% LVR:Premium Power Lo Doc
7.15%pa variable(CR7.59 ) Max. LVR 80%
NO BAS statements or accountants letters required.
Our Rates: Contact us as rates are changing quickly
We offer a variety of rates and products to suit any requirement, please contact us to find out more on the up-to-date information about our wide range of products and rates. The variable rates are affected by Reserve Bank decision. The fixed interest rates are affected by our exchange rate with major currencies. Overseas factors such as US long term Treasury Bill Rates, unemployment figures, marker liquidity also impact on the movement of fixed rates.etc. STOP PRESS: 09/2011, Just approved $3.5M @7.66%pa
Other Home Loan Products
- construction loans
- investment loans
- owner builder construction loan
- vacant land loan
- first home owners loan
- professional packages
- 12 month discount rates
The availability from major bank lenders to products over 75% has reduced as bank lenders try to reduce exposure to risk.
However there has been some availability to 80% LVR low doc residential loans with BAS statements.
These statements, for 12 months, must be requested from the Tax office. They generally take 5 days to receive and must be on Tax Office letterhead. This is merely a pseudo-format for a full doc loan for self employed.
Other Low Doc loans are avalable to 80% LVR with LMI. Requiremnts are 12 months ABN. Maximum cashout is limited to $100,000.
Low Doc Loan $500,000+
Non bank lenders provide up to 85% LVR loans with some cash out available.
One Year Fixed Interest Rates
Three Year Fixed Interest Rates
Five Year Fixed Interest Rates
Mortgage Broker providing low doc home loan, refinance home loan, new home loans, construction home loan, vacant land loan, first home owners grant, bridging finance for homes, car loans, commercial low doc loans, no doc commercial loans, business loan
